In the event of death, life insurance offers surviving family members increased financial security. As a tax-free lump sum payment, it can pay for final expenses and debts, as well as provide income for the deceased’s dependents.

The advantages of life insurance include:

• An instant estate for your loved ones at a time when funds are most needed
• Death benefits that are almost always non-taxable for named beneficiaries
• Avoid probate costs if you name a beneficiary other than your estate
• Potentially offer your loved ones a safeguard against creditors  through some life insurance plans

Life insurance can play a vital role in your financial security plan. We can help you select coverage from a variety of life insurance options to meet the needs and ensure that you have the appropriate amount of life insurance. - contact us today to find out how.