Your life has changed - we are here to help!

Widowhood affects every aspect of life: emotional, social, spiritual, physiological, and financial. To successfully move through this period and thrive, you must address the financial issues while you develop and practice personal resilience skills. It was with the understanding that both the technical and personal sides of widowhood are equally important and equally complex, that our financial planning process, specifcally designed for widows was born. 

Although many of Rosemeyer Management Group's financial advisors support widows through the administrative process following the loss of their spouse, and all our widowed clients have access to tools developed specifically for widows, a few of our advisors have taken the initiative to specialize in financial planning for widows. These advisors receive training on how to help you integrate the personal and technical sides of your loss with the goal of helping you make good financial decisions as you move forward with confidence and a sense of purpose.

They understand what you are going through because they have counseled individuals in the exact same situation. They understand now is a difficult time in your life, and the are here, simply, to help. 


Regan Shipp CFP, CPA
Kaley Bockhop CFP, CPA



Please use the link below to schedule an introductory meeting and take the first step towards reclaiming your financial future. 


Some Tips From Our Experts 

  • Only Take Care of the Most Pressing Financial Issues FirstSince the period immediately following a spouse's death may be the most stressful, avoid hastily making major financial decisions during a time when your decision-making abilities may be compromised. Instead, focus on what can't wait, such as determining what you can afford to pay for funeral costs.
  • Don't Be Hasty With Career DecisionsIf you had a job at the time of your spouse's death, think twice before deciding you're too devastated to continue with your work.  A job, of course, provides steady income, but some also find other benefits to working following a spouse's passing such as routine and comfort in connections with co-workers.

  • Collect Other BenefitsYou may be eligible for a death benefit related to your spouse's annuity, if he or she had one, or veterans' benefits if your spouse served in the military. And of course, if your spouse had his or her own life insurance policy or a policy through his or her employer, you don't want to forget to file for life insurance benefits. Just be sure that you understand the various life insurance payout options before deciding on one. For employer-sponsored life insurance policies, contact the human resources department of your late spouse's employer for help.

  • Take Stock of Your Late Spouse's Retirement AccountsIf your spouse had a tax-advantaged retirement account and had already begun taking distributions from it, you would be required to stick to the same distribution schedule, even if you personally hadn't reached retirement age. You may have other options, but there are several financial and tax considerations, so you should look to discuss your particular case with a professional.

  • Wait to Change Your Joint Checking Account InformationIt's not about nostalgia: It's practical to leave your spouse's name on your joint checking account for about a year because, during that time, you may still find yourself receiving checks in his or her name.

  • Consider Whether to Adjust Your InvestmentsBefore your spouse died, he or she may have favored a particular investment strategy. Now that you're on your own, you may decide that strategy isn’t the right fit for you now that you are on your own. You may also decide to direct some of the money from death-related benefits to new investments. As with any investment decision, it's important to do your homework before leaping into the market, and try not to let emotions that can cloud financial judgement get in the way.
  • Beware of Fraud - Unfortunately, there are many stories about senior people—particularly, single seniors—being exploited by scammers. If you worry that you're being targeted, you can reach out to FINRA's free senior helpline. Call the Securities Helpline for Seniors at 1-844-57-HELPS (4-3577).

  • Consult the ExpertsFinancial professionals can help you get a hold of your finances as you adjust to life without your late spouse. If you're considering working with a specific financial professional, be sure to learn more about his or her background through FINRA's free BrokerCheck tool.


Please use the link below to schedule an introductory meeting and take the first step towards reclaiming your financial future.